Queuing up in the bank to make a transaction is no longer funny. I know you are tired of that old way of life. At Zenith Bank, *966# is all you need to make fast and convenient payments, transfer money, buy airtime, and perform other financial transactions.
But That’s not all, you need to understand how zenith bank USSD Codes work and how to activate it for your daily transactions. Good thing, this article is born out of the need to help you out with the above.
What are Zenith Bank USSD Codes?
USSD codes are shortcodes that can be used on mobile devices to perform a series of financial transactions. These shortcodes have become increasingly popular, especially in Nigeria, where the bank has a notably large customer base.
The shortcodes are easy to use, and they provide a fast and convenient way for customers to perform banking transactions anywhere they are. To use Zenith Bank USSD codes, customers must first register for the service.
The registration process is simple and requires a few basic details such as the customer’s name, account number, and Bank Verification Number.
After registration, customers can access various services such as funds transfer, airtime recharge, and bill payment using the codes.
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Steps to Register for Zenith Bank USSD Codes
To register successfully, follow these simple steps:
- Dial *966# on your mobile phone
- Select option 6 for “Other Services”
- Select option 1 for “USSD”
- Select option 1 for “Register”
- Enter your Zenith Bank account number
- Enter your full name as registered with Zenith Bank
- Enter your BVN
- Create your PIN (Usually 4-digits ) that you will use to validate transactions
After completing these steps, you will receive an SMS confirming that your registration was successful You can start using the code to perform your transactions.
Zenith Bank USSD Codes Services
Here are the various services that you can access using the shortcodes:
- Funds transfer – Dial *966*amount*account number#
- Balance Enquiry – Dial *966*0*0#
- Mini Statement – Dial *966*1*4#
- Bill payment – Dial *966*7*amount*customer ID#
- Account opening – Dial *966*0#
It is important to note that there are charges for using Zenith shortcode services. The charges vary depending on the transaction, but they are minimal, making it an affordable way for customers to carry out banking transactions.
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Benefits of Using Zenith Bank USSD Codes
As long as the banking system is involved, there is a lot you can benefit from using these codes. They include
Convenience – Customers can perform transactions on the go without the need to visit a bank branch, use an ATM or visit a cashback vendor.
Time-saving – Transactions are processed instantly, saving customers a good time.
Affordability – Like rightly mentioned, The charges for using the services of the code are minimal, making it an affordable way for customers to carry out banking transactions
Security – Be rest assured that this form of transaction is secure, and customers can perform transactions with confidence
Steps Required to Activate Zenith Bank Transfer Code
Below is a list of all you need to activate the Zenith Bank USSD code;
Zenith Bank Account: You need to become an active customer of Zenith Bank, owning at least one account.
Debit Card: an active debit card that is linked to your account.
Phone Number: It must have a phone number that has been linked to your account. Mobile phone (whether or not it is an internet-enabled device ).
At some point or probably when you notice some unusual activities on your account, you may choose to deactivate your code.
Practical Steps to Block Zenith Bank USSD Code
If you have any valid reason to block the Zenith Ussd code, Just dial *966*20*0# from any available line, then enter the contact (linked with your bank account) you want to deactivate, and that’ll be all you need to block it.
Zenith Bank Code For Airtime
You can purchase airtime *996# and follow the prompts, With this code you can buy airtime directly for yourself or anyone who you wish to credit. However, you are limited to a daily usage limit of 3000 naira daily.
READ: Access Bank USSD Codes (List of codes and functions 2023)
To buy airtime for yourself:
Head to the Dialer on your device and key in *966*airtime amount#. For example: *966*5000# to buy 5000 naira worth of airtime on the contact link to your Zenith bank account.
You’ll be required to securely enter your pin to authenticate the transaction. You’ll get credited the exact amount after a successful transaction.
To credit other beneficiaries:
Follow the steps
- Dial *966*airtimeamount*contact# on your dial pad.
- For example *966*5000*070xxxxxxxx#, to credit 5000 naira worth of airtime for the contact above.
- You will be asked to provide the 4 digits pin of your debit card for authentication.
- If you completed this, the contact will be credited as soon as possible.
How to Link Your BVN Using Zenith USSD Code
The BVN is a familiar number when it comes to banking in Nigeria. You often run into a need for it, each time you make an appearance at the bank
Follow these steps below to readily link your BVN with zenith bank
- Dial *966*BVN# with the phone number you registered with your zenith bank account to receive your BVN
- The next set of prompts will appear, follow it to update your bank verification number.
- You can Dial *966# and follow the prompt to check your BVN for zenith bank to confirm if it was successfully added.
Steps to Open a Zenith Bank Account Via USSD Code
*966*0# is the primary code to open an account with zenith bank. For an easy process, below are the practical steps to follow.
- Dial *966*0# on your phone and follow the next prompts.
- Provide the right details and all necessary information about you on the next prompt.
- Your account number will be automated and forwarded to you via SMS.
READ: FCMB USSD Codes For All Transactions (Guide)
What are the Limitations of Zenith Bank USSD Codes?
There are limits to the amount of money that customers can transfer using codes. There are some noteworthy limits to what you can transfer using the code.
The 2 categories are ₦100,000 for unregistered customers and ₦1,000,000 for all registered customers, as long as you have the amount you want to transfer to your account.
Can I Use Zenith Bank Ussd Codes on Any Mobile Device?
Yes, the Ussd services can be activated on either an internet-enabled device or a normal cell phone. All you need is to ensure that the device you plan to use has a strong network connection.
Is it Safe to use Zenith Bank USSD Codes?
Yes, it is practically one of the easiest and most secure ways to make a transaction. The bank has taken it upon itself to provide a level of security to protect its customers’ transactions.
That being said, feel free to carry on with your transaction using the codes.
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What should I do if I forget my Zenith Bank Ussd PIN?
It is very possible to forget one’s PIN, though we don’t encourage that. If that happens, Follow the step below to get a new PIN.
- Dial *966# on your device
- Select the 6th option for “Other Services,”
- Select the 2nd option on the menu for “PIN Reset.”
- Follow the next prompt to enter your account number.
You will receive the new PIN on your registered phone number.
Final Thoughts
Without mincing words, Zenith Bank USSD codes have become increasingly popular in Nigeria, providing customers with a fast, convenient, and affordable way to carry out banking transactions on the go.
The registration process is simple, and customers can access various services such as airtime recharge, funds transfer, and bill payment using the codes.
It is important to note that there are charges for using the services, which may be in small amounts, making it an affordable way for customers to carry out banking transactions without leaving their homes. Feel free to give it a try today, and experience the convenience of banking on the go with Zenith Bank USSD codes.
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