Convenience is king, at GTbank, *737# is the code that beats the banking hassle with the simplicity and accessibility of services using USSD codes.
If you’re a customer of GTBank (Guaranty Trust Bank), you’re in luck! In this comprehensive guide, we’ll go into the details of GTBank USSD code, explaining what it is, how it is used, and the multitude of services it offers.
So, get ready to take control of your banking needs right from the palm of your hand!
What is GTBank USSD Code?
GTBank USSD Code is *737#, it is a quick and efficient way to access various banking services using your mobile phone.
READ: Kuda Bank USSD Code Guide
USSD, short for Unstructured Supplementary Service Data, allows you to interact with your bank without the need for an internet connection or a smartphone. It’s a simple, user-friendly, and secure way to manage your finances on the go.
How to Use GTBank USSD Code
Using GTBank USSD code is as easy as 1-2-3. Just follow the steps below
- Dial *737# on your mobile phone: Start by dialing the GTBank USSD code, *737#, on the phone number linked to your GTBank account.
- Select your desired service: Once you’ve dialed the code, you’ll be presented with a menu of options to choose from. This menu includes services such as account balance inquiry, funds transfer, airtime recharge, bill payments, and more.
- Follow the on-screen prompts: After selecting the service you want, simply follow the on-screen prompts to complete your transaction. The USSD code system is designed to guide you through each step, ensuring a seamless banking experience.
Services Offered by GTBank USSD Code
GTBank USSD code offers a wide range of services to meet your banking needs. Below are some of the core services you can access:
- Account Balance Inquiry: Check your account balance with a simple USSD command. No need to visit a branch or use an ATM. Stay updated on your funds effortlessly.
- Funds Transfer: Transfer money between your GTBank accounts or to other GTBank accounts. With a few taps on your phone, you can send money securely and instantly.
- Airtime Recharge: Need to top up your phone credit? GTBank USSD code allows you to recharge airtime for yourself or any phone number linked to a GTBank account.
READ: Zenith Bank USSD Code (Full List And Functions)
- Bill Payments: Paying bills has never been this breezy. Whether it’s utility bills, cable TV subscriptions, or internet services, GTBank USSD code lets you settle your bills with ease.
- Cardless Withdrawal: Forgot your ATM card? No problem! GTBank USSD code enables you to withdraw cash from any GTBank ATM without the need for a physical card.
Security and Safety Measures While Using GTbank Ussd Code
GTBank prioritizes the security of your transactions. When using GTBank USSD code, keep the following tips in mind:
- Never share your USSD code or PIN with anyone.
- Ensure you dial the USSD code directly from your mobile phone to avoid falling victim to phishing scams.
- Regularly monitor your account and report any suspicious activity to GTBank immediately.
Is GTBank USSD Code Available to all GTBank Customers?
Yes, GTBank USSD code is available to all GTBank customers who have a registered mobile phone number linked to their account.
Do I Need an Internet Connection to use GTBank USSD Code?
No, GTBank USSD code does not require an internet connection. You can access the services using any mobile phone, even if it is not a smartphone.
READ: UBA USSD Codes: List Of Codes And Uses
Are there any Charges for Using GTBank USSD Code?
While GTBank does not charge for using the USSD code service, your mobile network operator may apply standard USSD charges for dialing the code.
It’s advisable to check with your network provider for any applicable fees.
Can I Transfer Funds to Other Banks Using GTBank USSD Code?
Currently, GTBank USSD code only allows for funds transfer across all bank and GTBank accounts. If you need to transfer funds to accounts in other banks, you can also explore GTBank’s mobile banking app or other available channels.
How Secure Is Gtbank Ussd Code?
GTBank prioritizes the security of its customers’ transactions. The USSD code system is designed with security measures in place, such as PIN authentication and encryption.
However, it’s essential to keep your personal information, including your USSD code and PIN, confidential and report any suspicious activity to GTBank immediately.
What Should I do if I forget my GTBank USSD Code PIN?
If you forget your USSD code PIN, you can reset it by dialing *737*5# and following the on-screen instructions. Make sure to choose a strong and memorable PIN to ensure the security of your transactions.
READ: FCMB USSD Codes For All Transactions (Guide)
Can I use GTBank USSD Code while abroad?
No, GTBank USSD code can be used while you are abroad. However, You can make transactions using a Gtbank domiciliary account from anywhere across the globe.
Final Thoughts
With GTBank USSD code, banking has never been more convenient. From checking your account balance to transferring funds and paying bills, GTBank USSD code puts the power of banking right in your hands.
Embrace the simplicity, security, and accessibility of USSD technology and enjoy a hassle-free banking experience. So, why wait? Dial *737# today and unlock a world of possibilities with GTBank USSD code!

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