does klarna accept chime

Does Klarna Accept Chime?

If you’re looking for a clear answer to whether Klarna accepts Chime. The answer is NO! But is NO the final answer? Is there no other workaround on Klarna with Chime? In this article, I will be discussing why you can’t link your Chime and Klarna accounts to make payments for credit purchases.

Having said that, let’s see how Chime works and how you can find your way around it.

About Chime

Chime is a financial technology offering banking service, thereby eliminating the long process of processing transactions through your bank. They’re not a bank; just a financial technology facilitating firm.

Chime issues out a secured credit card also called the Credit Builder Card which makes it difficult to interoperate with Klarna. Even though Klarna is not in support of Chime transactions traditionally, their website supports the use of all kinds of payment cards.

Now, you may ask since Klarna accepts all cards for payment purposes, is it possible to link your Chime debit card on their platform? Though, we can’t give a straight answer to this. Read on to find out how to go about this.

READ: Can you buy a car without a license?

Difficulty in Link Cards on Klarna

Even though the Klarna website accepts all kinds of cards, users have found it difficult trying to link their debit cards on their platform. They were prompted to use a different card since their app can’t work or accept Chime’s card.

In an official report released by Chime on their official website in 2021, Klarna acknowledged that they stopped accepting Chime cards due to denied payment issues. For this purpose, those trying to transact with Chime’s card on Klarna will incur significant charges if to use the card.

In essence, Klarna doesn’t accept approve transactions carried with Chime’s issued cards on their platform. So, the best route to buy things through Klarna is to use the Buy Now and Pay Later system. Then pay with any other available card you have.

Alternative Payment Methods for Klarna

Since Klarna blacklisted the use of Chime cards on their platform, we must introduce to you other means to make payment on Klarna.

READ: Can you buy a car with a credit card?

Apple Pay

You can make payments on the Klarna platform with your Apple Pay. You will need to connect your Apple Pay account to Klarna and transact from their platform. Apple Pay also accepts the Buy Now and Pay Later deal. But, if you don’t have an Apple device, use the next alternative to make a payment on Klarna.


Debit or credit cards (no prepaid cards)

If you have a debit card that can hold money, you can pay with it on the Klarna site. Also, note that it’s likely impossible to pay with a prepaid card on Klarna, so, don’t attempt using that.

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Also, if you try to use the Capital One bank, it won’t work on Klarna as the Capital One bank card does not support Buy Now and Pay Later deal. In summary, if you’re not using anything like a Chime card or prepaid card, you can make payments with other cards on the Klarna platform.

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